KisshtPay Financial Journal
Financial Insights & Guides
Stay informed on credit hygiene, RBI digital lending rules, and smart borrowing habits.
Credit Awareness
How Does a Soft Eligibility Check Protect Your CIBIL Score?
Learn the difference between hard credit inquiries and soft credit pulls, and why soft checks leave your credit score completely intact.
August 24, 20264 min read
RBI Compliance
Understanding Key Fact Statements (KFS): What Every Borrower Must Know
RBI mandates standard Key Fact Statements for digital loans. Here is how to read APR, processing fees, and cooling-off terms.
August 22, 20265 min read
Financial Literacy
Smart Financial Planning for Students: Managing Micro Loans Responsibility
Tips for students on borrowing for laptops and exam fees, planning EMIs, and establishing a positive credit history early.
August 18, 20266 min read