Repayment Guide
How to Pay Your EMI
Repaying your KisshtPay loan is fast, transparent, and 100% digital. Choose any method that works for you.
Repayment Steps
01
Log in to your account
Go to kisshtpay.com and sign in using your registered mobile number and OTP.
02
Go to 'My Loans'
View your active loan, outstanding balance, due date, and EMI schedule.
03
Select 'Pay EMI'
Click 'Pay Now' next to your upcoming EMI. The exact amount due is pre-filled.
04
Choose a payment method
Pay via UPI (GPay / PhonePe / Paytm), NEFT/IMPS bank transfer, or auto-debit mandate (eNACH).
05
Get instant confirmation
A payment confirmation is sent to your registered mobile and email within seconds.
Accepted Payment Methods
UPI
GPay, PhonePe, Paytm, BHIM — instant, zero fee.
NEFT / IMPS
Transfer from any bank. Account details available in dashboard.
Auto-Debit (eNACH)
Set up once. EMIs are auto-debited on the due date.
Important Notes
- •EMI due dates are shown in your loan dashboard. Pay on or before the due date to avoid late charges.
- •Late payment fee: 2% per month on overdue amount as per your loan agreement.
- •Prepayment is allowed after 3 EMIs. Foreclosure charges may apply as per your KFS.
- •All repayments are reported to credit bureaus (CIBIL, Experian). Timely payments improve your score.
- •For payment issues, contact support@kisshtpay.com or call our helpline within 24 hours.
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