Quick Funding Solution
Instant Personal Loans up to ₹ 70,000
100% Digital process • No collateral • Disbursal directly to your bank account.
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Student Personal Loan
Amounts from ₹1,000 to ₹25,000. Perfect for laptops, exam fees, online certifications, and hostel dues.
₹1,000 - ₹25,000
Popular
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Salaried Personal Loan
Amounts from ₹5,000 to ₹50,000. Ideal for rental deposits, travel, medical emergencies, or utility bills.
₹5,000 - ₹50,000
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Business Working Capital
Amounts from ₹5,000 to ₹70,000. Designed for small retailers, inventory restocking, and service providers.
₹5,000 - ₹70,000
Why Choose KisshtPay Instant Personal Loan?
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Zero CIBIL Score ImpactInitial eligibility check is a soft pull that will not affect your credit score.
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Paperless Digital KYCSimple Aadhaar & PAN verification without physical paperwork.
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Transparent Key Fact Statement (KFS)Clear disclosure of APR, processing fees, and EMI schedules before acceptance.
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3-Day Penalty-Free Cooling OffYou can exit the loan agreement within 3 days without any foreclosure penalty.